EFFECT OF CAPITAL ADEQUACY LEVEL AND CREDIT DISTRIBUTION ON PROFITABILITY WITH CREDIT QUALITY AS MODERATION VARIABLES IN CONVENTIONAL COMMERCIAL BANKS LISTED ON THE INDONESIAN STOCK EXCHANGE

Authors

  • Ana Nabellah Program Studi Manajemen, Universitas Muhammadiyah Sidoarjo, Indonesia
  • Sriyono Program Studi Manajemen, Universitas Muhammadiyah Sidoarjo, Indonesia

Keywords:

Capital Adequacy Ratio, Credit Distribution, Profitability

Abstract

This study aims to determine the effect of Capital Adequacy Level and Credit Distribution on Profitability with Credit Quality as a moderating variable in Conventional Commercial Bank Companies listed on the Indonesia Stock Exchange (BEI).The research method uses a quantitative approach. Data analysis using Partial Least Square with Smart PLS 3.0 software. The sample of this study were 80 conventional public bank companies listed on the IDX in 2015-2018. The results showed that the Capital Adequacy Ratio had a positive effect on profitability. Lending  has a negative effect on profitability. Credit Quality is not able to moderate the effect of the Capital Adequacy Ratio on Profitability. Credit Quality is not able to moderate the effect of Lending on Profitability.

Downloads

Published

2021-04-03

How to Cite

Ana Nabellah, & Sriyono. (2021). EFFECT OF CAPITAL ADEQUACY LEVEL AND CREDIT DISTRIBUTION ON PROFITABILITY WITH CREDIT QUALITY AS MODERATION VARIABLES IN CONVENTIONAL COMMERCIAL BANKS LISTED ON THE INDONESIAN STOCK EXCHANGE. ResearchJet Journal of Analysis and Inventions, 2(04), 32–51. Retrieved from https://reserchjet.academiascience.org/index.php/rjai/article/view/58

Issue

Vol. 2 No. 04 (2021): rjai

Section

Articles